San Francisco vs Toronto
Home Price & Cost of Living Comparison
Live DataLast updated: March 31, 2026·Source: OECD, Numbeo & National Statistics
💡 Why it matters: San Francisco vs Toronto
Toronto is 43% more affordable for homebuyers. San Francisco has a price-to-income ratio of 12.8x compared to 10.2x in Toronto.
| Metric | San Francisco | Toronto |
|---|---|---|
| Avg Home Price | $1,200,000 | $680,000 |
| Price / sqm | $14,000 | $8,500 |
| Rent (1BR) | $3,200/mo | $2,200/mo |
| Rent (3BR) | $5,000/mo | $3,500/mo |
| Price-to-Income | 12.8x | 10.2x |
| Mortgage Rate | 6.8% | 5.2% |
| 1yr Change | -1.5% | -2.1% |
| Median Income | $94,000/yr | $67,000/yr |
| Population | 870,000 | 2,900,000 |
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HomePricePeek Research TeamData Specialists
Our team analyzes data from OECD, Numbeo & National Statistics to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.
✓ OECD, Numbeo & National Statistics✓ Updated 2025
Frequently Asked Questions
Is San Francisco or Toronto more expensive?
Toronto is more affordable. Home prices differ by $520,000 (43%).
Which city has cheaper rent, San Francisco or Toronto?
Rent for a 1BR in San Francisco is $3,200/mo vs $2,200/mo in Toronto.
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