Netherlands · Europe · Population: 900,000
Amsterdam is a challenging market for first-time buyers, with steady growth in property values. The city has above-average rental costs. At $520,000 average home price in Netherlands, buyers should consider the 10.8x price-to-income ratio when planning a purchase.
| Average Home Price | $520,000 |
| Price per sqm | $8,500 |
| Price-to-Income Ratio | 10.8x |
| Mortgage Rate | 3.9% |
| 1-Year Price Change | +2.5% |
| 1-Bedroom Apartment | $1,800/mo |
| 3-Bedroom Apartment | $2,800/mo |
| Rent-to-Income Ratio | 35% |
| Median Household Income | $48,000/year |
| Years to Buy (at median income) | 10.8 years |
| Local Currency | EUR |
With a price-to-income ratio of 10.8x, Amsterdam requires significant savings to purchase property. At a mortgage rate of 3.9%, monthly payments could consume a large share of income. Home prices have increased 2.5% in the past year.
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