Can You Afford to Buy in Osaka?
Live DataLast updated: March 31, 2026·Source: OECD, Numbeo & National Statistics
$280,000
Home Price
$56,000
Down Payment (20%)
$773.069/mo
Mortgage Payment
$33,132/yr
Required Salary
💡 Why it matters: Osaka
To afford a home in Osaka at 1.5% mortgage rate, you need a salary of at least $33,132/year. The local median income is $37,000/year — making homeownership achievable for median earners. Alternatively, renting at $800/mo may be more practical.
Mortgage Breakdown (30yr fixed)
| Home Price | $280,000 |
| Down Payment (20%) | $56,000 |
| Loan Amount | $224,000 |
| Interest Rate | 1.5% |
| Monthly Payment | $773.069/mo |
| Required Annual Salary (28% rule) | $33,132 |
| Local Median Income | $37,000 |
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HomePricePeek Research TeamData Specialists
Our team analyzes data from OECD, Numbeo & National Statistics to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.
✓ OECD, Numbeo & National Statistics✓ Updated 2025
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