Can You Afford to Buy in Kyoto?
Live DataLast updated: March 31, 2026·Source: OECD, Numbeo & National Statistics
$320,000
Home Price
$64,000
Down Payment (20%)
$883.508/mo
Mortgage Payment
$37,865/yr
Required Salary
💡 Why it matters: Kyoto
To afford a home in Kyoto at 1.5% mortgage rate, you need a salary of at least $37,865/year. The local median income is $39,000/year — making homeownership achievable for median earners. Alternatively, renting at $750/mo may be more practical.
Mortgage Breakdown (30yr fixed)
| Home Price | $320,000 |
| Down Payment (20%) | $64,000 |
| Loan Amount | $256,000 |
| Interest Rate | 1.5% |
| Monthly Payment | $883.508/mo |
| Required Annual Salary (28% rule) | $37,865 |
| Local Median Income | $39,000 |
Similar Price Cities
📊
HomePricePeek Research TeamData Specialists
Our team analyzes data from OECD, Numbeo & National Statistics to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.
✓ OECD, Numbeo & National Statistics✓ Updated 2025
Explore the DataPeek Network